How to Make Money in a Down Market

Posted by siravich | make money at home | Friday 27 January 2012 4:34 pm

Short selling is a technique that many stock brokerages allow. It allows you to Sell High then Buy Low, which is the opposite order of the traditional Buy Low, Sell High technique.

First, you will need to apply for a margin account with your trading brokerage. Having margin gives you the ability to buy more stock than the cash you have available by borrowing money from your brokerage. This is also called leverage because it allows you to do more with the money you have. All brokerages require a margin account to do short selling.

Second, you need to find a stock that you believe will be dropping in price soon. However, not all stocks are available for shorting due to supply limitations or other restrictions. When you go to short sell this company, your brokerage will let you know if it is available to short on their system. The brokerage needs to have those shares available to lend to you before you can sell them.

This concept may sound strange, but after you read more about it and try it on your own it will start to make sense. It is used successfully every day by thousands of traders. It is somewhat controversial, however. In fact, the SEC considered banning it for a while. But after they made better regulations on it, they decided to continue allowing it because it is a healthy part of the market. When prices are dropping, who is going to buy the shares from people needing to get rid of them? Short sellers, along with traders looking for bargain prices.

Caution: Before you try it this technique, keep in mind that you will be “swimming against the current,” so to speak. The market in general has a tendency to go up about ten percent every year. You will be betting that the company is going down in value, which is the opposite intent of most companies! The owners and managers will be trying to turn the company around every day, so do not hold your shorted position for long! You should also practice this technique with an online stock market game to get the hang of it.

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Income at Home Review

Posted by siravich | make money at home | Sunday 22 January 2012 2:28 am

Income at Home offers a home-based business starter’s kit for $9.95. In this starter’s kit is supposed to be everything you need to launch your own online business. The claim on their website is 5-7 hours a week worth of work could earn you four figures in as little as thirty to sixty days.

The way it works is that you buy the starter’s kit for $9.95 and if you decide to keep it you pay an additional $39.95 at which point you will be assigned your own success coach. Once you order the kit Income at Home will ship it to your home within 72 hours, and you can begin to learn about how to earn an extra income within a few days.

The Income at Home website has a large number of testimonials from people that have reached a moderate to high level of success using their products. I see no reason to doubt the testimonials on their website or to believe that people would be successful with their products. The question is, is this the right online income opportunity for you? There are many different internet businesses available today and many of them are solid opportunities and many are not so good.

While it is essential to have a personal coach and I am encouraged by Income at Home offering that component, I am a little skeptical as to how they are incented by your success. To offer a personal success coach for a small one time fee I have to believe that either there are additional fees or the quality of coaching is suspect. Some things are too good to be true, however, if you are looking for earning an income from home there is little to lose in trying this one out I just question how much there is to gain.

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How to Start a Greeting Cards Home Business

Posted by siravich | make money at home | Wednesday 11 January 2012 4:15 am

Do you like to create pictures and designs, or writing? Do you love to look at the greeting cards in your local stores? Then a greeting cards home business could be for you. This is a business with incredible growth, and income potential. It also gives the greeting card home based business owner several options in the business itself.

A greeting card home business opportunity can have you doing only one part, such as drawing or writing. This same business can be selling e-cards or cards sold in stores. It could also entail purchasing a territory from a larger card distributor.

The first step in how to start a greeting card company is to decide what part of the greeting card business you want to focus on. As a freelance greeting card artist, you would focus only on designing cards for other companies. There are costs associated with this option and could include the purchase of a computer and graphic art software if you don’t already have these items.

If you decide to be a freelance greeting card writer, your home based greeting card business would focus on only writing the phrases to be used on greeting cards. For this, you only need a computer and quick turn around time.

Of course, you can always freelance as both a writer and artist. To get jobs you must contact companies to see if they are in need of freelancers. They pay from $50 an assignment to several hundred dollars per assignment. However, until you build up a portfolio of samples, and sometimes even after, jobs can be hard to find.

Another option is to purchase a vending route from a larger greeting card company. This route becomes your way of starting a greeting card company. You are required to keep current clients stocked in cards, replace old cards with new ones and get new clients to build your income. You have start up costs that can run from several hundred to several thousand dollars in inventory. However, when you take the cards to the clients, you receive your payments right then.

If you want to start your own line of cards, your greeting card business plan would focus on all aspects of greeting card businesses. You will design and write each greeting card inside and out. Your creative freedom would not be hindered by someone telling you what they want. You would make all the decisions and it would truly be your greeting cards business.

Being a greeting cards home business owner would make the internet your best marketing tool. You wouldn’t be able to compete with larger greeting card companies, so you will want to create a special niche for your cards on the web and in small local stores.

This option requires research before beginning the creation of cards for your greeting cards home business. You will need to price printing services and software. Once you have these ready, you can being creating. Go ahead a start creating cards, but at the same time, think of a name for your greeting cards home business and create a website.

Websites are very easy to create, depending on the provider you decide on. Research domain name registries and web site providers. The more web pages and information you want to provide will influence the charge of the web site. A greeting cards home business web site should be able to be effective without many extras at first. The extras can come later.

Once your website is ready, put pictures of your cards and ordering information into it. If you create the web site yourself or pay someone else to do it, make sure the site is search engine optimized. This will bring more people to your greeting card web site and start selling your cards.

Since some people like to hold cards and feel their quality before purchasing, it may be best to have your greeting cards home business web site offer one free card, or one free sample package per household. This gets your cards on the market and helps drive customers to your web site. Also, consider creating a special “Thank You” card that you personalized by you for all inquiries and orders. This is another way to let people know the quality of your cards.

Have the cards printed as the orders come in to the web site. Offer personalized cards to increase sales. Make sure you have plenty of designs for each category. You want your greeting cards home business website to look full, but not cluttered.

You now know several of the options available to start your greeting cards home business. Now all you have to do is to decide which is the best option for you. This business can grow to be as large or as small as you want it.

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The Language and Meaning of Flowers

Posted by siravich | make money at home | Monday 9 January 2012 2:18 pm

Sweet flowers alone can say what passion fears revealing

Thomas Hood poem, The Language of Flowers

Flowers and bouquets of flowers have a meaning of their own. Most of us know that a dozen red roses means, “Be mine.” But did you know, for example, that a primrose means, “I can’t live without you,” or that a purple hyacinth means, “Please forgive me,” or that a pink carnation means, “I’ll never forget you,” or that a gladiolus means, “Give me a break?”

Flower meanings have been used to convey ideas, feelings and messages for centuries. The word, floriography, has been coined for the assignment of meaning to flowers. There is a meaning to colors of flowers, to numbers of flowers, and to groups of flowers. It is a silent language that has been largely lost to us through lack of use.

In addition to the obvious choices of color and variety, the language of flowers also includes the way flowers are worn or presented. Presenting flowers upright conveys a positive meaning, but if they are presented upside down the meaning is the opposite. If a ribbon is included with the flowers and is tied to the left then the meaning of the flowers refers to the giver, but if the ribbon is tied to the right then the meaning refers to the recipient. Also, flowers can be used to answer questions. When they are presented with the right hand the answer is “yes,” but when presented with the left hand the answer is “no.”

History

The Turks in the 17th century seemed to develop flower meanings. In 1718 the wife of the British ambassador to Constantinople, Lady Mary Wortley, wrote a letter expounding on the “Secret Language of Flowers” that she had discovered during her visits to Turkey. Europe quickly picked up on the concept.

In 1819 Louise Cortambert, under the pen name, Madame Charlotte de la Tour, wrote and published what seems to have been the first dictionary of the flower language entitled, Le Language des Fleurs. It was a small book, but it became a popular reference on the subject.

During the Victorian era, the reign of Queen Victoria from 1837 to 1901, the meaning and language of flowers became increasingly popular. Victorian women especially picked up the silent language that allowed them to communicate feelings and meanings that the strict propriety of the times would not allow. Tussie-mussies, a bouquet of flowers wrapped with a lace doily and tied with a satin ribbon became a popular and valued gift of the times.

In 1884 a whole book on the subject and entitled, The Language of Flowers, by Jean Marsh and illustrated by Kate Greenaway, was published in London. It became popular and respected and has been the standard source for Victorian flower meaning ever since.

Selected Flower Meanings

Here are some selected flowers and their meanings, a short dictionary.

Almond flowers — Hope

Anemone — Forsaken

Aster — Symbol of love

Balm — Sympathy

Basil — Best wishes

Bay leaf — “I change but in death”

Bell flower, white — Gratitude

Bergamot — Irresistible

Bluebell — Constancy

Borage — Courage

Broom — Humility

Campanula — Gratitude

Carnation, pink — I’ll never forget you

Carnation, red — My poor heart aches for you

Carnation, striped — Refusal

China rose — Beauty always new

Chrysanthemum — Love

Clover, four leaved — “Be mine”

Coreopsis — Love at first sight

Cuckoo pint — Ardor

Daffodil — Regard

Daisy — Innocence, new-born, “I share your sentiment”

Fennel — Flattery

Fern — Sincerity

Forget-Me-Not — True love

Furze or Gorse — Enduring affection

French Marigold — Jealousy

Gardenia — Ecstasy

Gentian — Loveliness

Geranium — “You are childish”

Hare bell — Grief

Heartsease — “I am always thinking of you”

Honeysuckle — Bonds of love

Heather — Admiration

Hyacinth — I am sorry, Please forgive me

Ice Plant — “Your appearance freezes me”

Ivy — Fidelity, friendship, marriage

Jasmine — Grace

Jonquil — “I hope for return of affection”

Lavender — Luck, devotion

Lemon Balm — Sympathy

Lilac — First love

Lily — Purity, modesty

Lily of the Valley — Purity, the return of happiness

Lily, Calla — Beauty

Marigold — Health, grief or despair

Marjoram — Kindness, courtesy

Myrtle — Fidelity

Oregano — Joy

Orchid — Love, beauty, refinement

Pansy — Loving thoughts

Periwinkle — Happy memory

Phlox — Agreement

Poppy, red — Consolation

Primrose — I can’t live without you

Rose, cabbage — Ambassador of love

Rose, red — Love

Rose, pink — Grace, beauty

Rose, yellow — Friendship

Rosemary — Remembrance, constancy

Rue — Contrition

Sage — Gratitude, domestic virtue

Snowdrop — Hope

Star of Bethlehem — Purity

Sweet Pea — Departure, tender memory

Sweet William — Gallantry

Tuberose — Voluptuousness

Tulip, red — My perfect lover, Reclamation of love

Violet — Loyalty, modesty, humility

Violet, blue — Faithfulness

Wormwood — Grief

Wheat — Riches of the continuation of life

Willow, weeping — Mourning

Wallflower — Fidelity

Yew — Sorrow

The Rose

The Rose is the flower whose meaning we most understand, but here are some details of the meaning of the Rose that may be of further interest.

Rose, Black – You are my obsession

Rose, Champagne – You are tender and loving

Rose, Leonidas – Sweet love

Rose, Nicole – You are graceful and elegant, aristocratic

Rose, Orange – You are my secret love

Rose, Pink – Brilliant complexion; the glow of your smile; perfect happiness

Rose, Red – Passionate love; I love you

Rose, Single Stems – Simplicity

Rose, White – I am worthy of you; spiritual love; Innocence and Purity; Secrecy and Silence

Rose, White and Red – We are inseparable

Rose, White and Red Mixed – Unity; Flower emblem of England

Rose, White, Dried – Death is preferable to loss of virtue

Rose, Yellow – Friendship; Jealousy; I am not worthy

Rose, Bridal – Happy Love

Rose, Dark Crimson – Mourning

Rose, Hibiscus – Delicate beauty

Rose, Tea – I’ll remember always

Rose, Thornless – Love at first sight

Roses, Bouquet of Mature Blooms – Gratitude

Multiple Roses

Single bloom red Rose – Love at first sight or I still love you

Single Rose, any color – Gratitude or simplicity

2 Roses – Mutual feelings

3 Roses – I love you

7 Roses – I’m infatuated with you

9 Roses – We’ll be together forever

10 Roses – You are perfect

11 Roses – You are my treasured one

12 Roses – Be mine

13 Roses – Friends forever

15 Roses – I’m truly sorry

20 Roses – I’m truly sincere towards you

21 Roses – I’m dedicated to you

24 Roses – Forever yours

25 Roses – Congratulations

50 Roses – Unconditional love

99 Roses – I will love you all the days of my life

108 Roses – Will you marry me?

999 Roses – I love you till the end of time

What To Do

With the lists above you should be able to assemble a meaningful gift of flowers or a bouquet that conveys a complex thought. Wrap the flowers appropriately and present them in a significant manner. Then, just to be certain that your efforts are not misinterpreted, include a card that fully explains the meaning of your flowers.

After a few flower presentations you should be able to drop the explanatory notes and begin enjoying and sharing the silent language of flowers.

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Posted by siravich | make money at home | Saturday 7 January 2012 1:12 pm

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